About JIL Finance

About Johal
Investment Limited

Empowering Financial Dreams Since 1990

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JIL Finance
1990
Founded
RBI Registered NBFC
Systemically Important
Our Story

Building Trust
Since 1990

Johal Investment Limited (JIL) was born in 1990 with a focused vision to cater lending into the Retail & microfinance segment. What started as a single branch operation in Delhi has grown into one of India's most trusted non-banking financial companies.

Our journey has been guided by one unwavering principle: financial services must empower, not burden. Over three decades, we have evolved our product offerings, deepened our branch network, and built a team of over 200 dedicated finance professionals — all while maintaining our core promise of transparency and fairness.

Today, JIL Finance proudly serves 50,000+ families across India, having disbursed over ₹500 crore in loans. We are an RBI-registered, ISO 9001:2015 certified NBFC, and our commitment to financial inclusion remains as strong as it was in 1990.

50K+
Families Served
₹500Cr+
Loans Disbursed
5+
Branch Locations
200+
Team Members
What We Stand For

Our Core Values

These principles are not just words — they guide every decision, every interaction, and every loan we process at JIL Finance.

01
Integrity First

Transparent pricing, no hidden charges, and honest communication at every step. We believe trust is earned through actions, not words.

02
Customer Centricity

Every product, process, and policy is designed around the customer's best interest. Your financial wellbeing is our highest priority.

03
Inclusivity

We believe every Indian deserves access to fair credit, regardless of their income level or credit history. Financial inclusion is our mission.

04
Speed & Efficiency

We understand that financial needs are often time-sensitive. Our processes are optimized to deliver funds faster than anyone in the industry.

05
Security & Safety

Your gold assets are stored in fully insured, ISO-certified vaults with 24/7 surveillance. Your trust in us is protected with the highest standards.

06
Community Impact

We see ourselves as a catalyst for community growth. Every loan we give creates a ripple effect — a business launched, a child educated, a family empowered.

Our People

The Leadership Team

Meet the experienced professionals who guide JIL Finance with expertise, integrity, and a shared commitment to financial inclusion.

Amar Singh Jadon
Amar Singh Jadon
Founder & CEO

25+ years in financial services. Visionary leader behind JIL's growth.

Parveen Jadon
Parveen Jadon
Co-founder
Sandeep Jadon
Sandeep Jadon
Co-founder

Channel Networking, Business Development

CA Ashish Sharma
CA Ashish Sharma
Product & Growth

Credit underwriting

HDFC Bank, Axis Bank

CA Deepak Srivastava
CA Deepak Srivastava
Sales & Distribution

HDFC Bank, ICICI Bank

Manvendra Kumar
Manvendra Kumar
Sales & Marketing

HDFC Bank, Yes Bank

Our Journey

34 Years of
Building Trust

1990
Foundation Laid

Johal Investment Limited registered in Delhi. First branch opened in Palam with a focused vision for retail lending and microfinance.

1
The Beginning
Expansion
2
2002
RBI Registration

Received formal NBFC registration from the Reserve Bank of India. Expanded operations to include gold loan products and personal lending.

2010
Multi-Branch Network

Opened three additional branches across Delhi NCR — Bhajanpura and Budh Bazaar. Customer base crossed the 10,000 mark.

3
Pan-Delhi Growth
National Expansion
4
2018
Pan-India Presence

Expanded to Mumbai and Bangalore. ISO 9001:2015 certification received. Digital loan application portal launched, revolutionizing the customer experience.

2024
50,000+ Families

Crossed the milestone of 50,000 satisfied customers. ₹500 crore in total loans disbursed. Recognized as one of India's most trusted NBFCs.

5
Today & Beyond
Why JIL Finance

The JIL Finance Advantage

34 Years of Trust

Three decades of experience means we've seen every financial situation and are equipped to offer the best solution.

Industry-Best Gold Rates

Our gold valuation is always at market rate — no discounting, no surprises. You get the maximum value for your jewellery.

Zero Prepayment Charges

Pay off your loan early without any penalty. We believe your financial freedom should never come at extra cost.

Fully Insured Gold Storage

Your pledged gold is secured in ISO-certified vaults with full insurance coverage and 24/7 CCTV monitoring.

Dedicated Relationship Manager

Every customer gets a dedicated point of contact who understands your needs and is available whenever you need support.

98%
Customer Satisfaction Rate
34+
Years of Experience
50K+
Happy Customers
5+
Branch Locations
2hrs
Avg. Disbursal Time
Get Started Today

Ready to Unlock Your Financial Potential?

Join 50,000+ families who trust JIL Finance for their financial needs.

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JIL Finance Limited
Trusted NBFC Since 1990
RBI Registered
ISO 9001:2015 Certified
50,000+ Families Served
Transparent Lending
Zero Hidden Charges
Instant Gold Loans
JIL Finance Limited
Trusted NBFC Since 1990
RBI Registered
ISO 9001:2015 Certified
50,000+ Families Served
Transparent Lending
Zero Hidden Charges
Instant Gold Loans